
Bio
David M. Knapp focuses his practice on insurance coverage, insurance counseling, and complex commercial litigation. His experience covers a broad array of coverages, including general liability, excess/umbrella, D&O, pollution, builder’s risk, auto, property, employee dishonesty, professional, tech E&O, and cyber. He counsels clients on insurance coverage issues, performs detailed policy and insurance program reviews, drafts insurance procurement requirements in contracts and subcontracts, and works with insurance brokers to optimize coverage for clients. David has litigated complex insurance coverage issues, such as environmental, asbestos, personal and advertising injury, trigger of coverage, allocation, priority, anti-stacking, late notice, bad faith, and more.
He frequently speaks and writes on insurance coverage issues, including as an Expert Commentator for the International Risk Management Institute (IRMI).
Articles & Publications
- Author, "Courts Rule on Insurance for Violations of Biometric Privacy Laws" IRMI Expert Commentary, International Risk Management Institute (IRMI), July 2022
- Author, "NY High Court Rules Disgorgement is Not a Penalty," IRMI Expert Commentary, International Risk Management Institute (IRMI), December 2021
- Author, "Lessons from Recent COVID-19 Business Interruption Decisions," IRMI Expert Commentary, International Risk Management Institute (IRMI), September 2020
- Author, "The Two "I's" of Risk Transfer: Indemnity and Insurance," IRMI Expert Commentary, International Risk Management Institute (IRMI), June 2020
- Author, "Coverage for Ransomware Losses Under Property Policies," IRMI Expert Commentary, International Risk Management Institute (IRMI), February 2020
- Author, "Why Insurance Policy Language Matters," IRMI Expert Commentary, International Risk Management Institute (IRMI), December 2019
- Author, "Beyond the Eight Corners - Additional Insureds and Workers Comp," IRMI Expert Commentary, International Risk Management Institute (IRMI), August 2019
- Co-Author, "Social Media Liability Exposures," Journal of Insurance Regulation, vol. 38, no.8, July 2019
- Author, "More Confusion Regarding the ‘Damage to Property’ Exclusion," IRMI Expert Commentary, International Risk Management Institute (IRMI), May 2019
- Co-Author, "Avoiding Subcontractor Insurance Pitfalls," Risk Management Magazine, Risk and Insurance Management Society (RIMS), May 2019
- Co-Author, "Effective Risk Transfer: Indemnification and Insurance in Construction Contracts," ROBEX Magazine, Builders Exchange of Rochester, November 2018
- Co-Author, "Social Media: Liability and Coverage," PLRB/LIRB Annual Claims Conference, 2014
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Press Releases
Lippes Mathias Moves to Larger Office Location in Rochester Citing Strong Growth Among Practice Areas, Attorneys
September 25, 2023

Press Releases
69 Lippes Mathias Attorneys Recognized in the 2024 Edition of "The Best Lawyers in America©"
August 17, 2023

In The news
David M. Knapp Quoted in Rochester Business Journal "Natural Disasters, Pandemic, ‘Nuclear’ Verdicts All Contribute to Rising Costs of Insurance"
March 8, 2023

Articles
David M. Knapp Authors IRMI Article, "Courts Rule on Insurance for Violations of Biometric Privacy Laws"
July 22, 2022
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Articles
David M. Knapp Authored IRMI Article "NY High Court Rules Disgorgement is Not a Penalty"
December 22, 2021

Articles
Lippes Mathias Partners, Kevin T. Merriman and David M. Knapp, Co-author Article on Insurance for Social Media for the National Association of Insurance Commissioners
August 10, 2021
Articles
Lessons from Recent COVID-19 Business Interruption Decisions
September 10, 2020
Articles
Lessons from Recent COVID-19 Business Interruption Decisions
September 10, 2020