David M. Knapp focuses his practice on insurance coverage, insurance counseling, and complex commercial litigation. His experience covers a broad array of coverages, including general liability, excess/umbrella, D&O, pollution, builder’s risk, auto, property, employee dishonesty, professional, tech E&O, and cyber. He counsels clients on insurance coverage issues, performs detailed policy and insurance program reviews, drafts insurance procurement requirements in contracts and subcontracts, and works with insurance brokers to optimize coverage for clients. David has litigated complex insurance coverage issues, such as environmental, asbestos, personal and advertising injury, trigger of coverage, allocation, priority, anti-stacking, late notice, bad faith, and more.
He frequently speaks and writes on insurance coverage issues, including as an Expert Commentator for the International Risk Management Institute (IRMI).
Articles & Publications
- Author, "Lessons from Recent COVID-19 Business Interruption Decisions," IRMI Expert Commentary, International Risk Management Institute (IRMI), September 2020
- Author, "The Two "I's" of Risk Transfer: Indemnity and Insurance," IRMI Expert Commentary, International Risk Management Institute (IRMI), June 2020
- Author, "Coverage for Ransomware Losses Under Property Policies," IRMI Expert Commentary, International Risk Management Institute (IRMI), February 2020
- Author, "Why Insurance Policy Language Matters," IRMI Expert Commentary, International Risk Management Institute (IRMI), December 2019
- Author, "Beyond the Eight Corners - Additional Insureds and Workers Comp," IRMI Expert Commentary, International Risk Management Institute (IRMI), August 2019
- Co-Author, "Social Media Liability Exposures," Journal of Insurance Regulation, vol. 38, no.8, July 2019
- Author, "More Confusion Regarding the ‘Damage to Property’ Exclusion," IRMI Expert Commentary, International Risk Management Institute (IRMI), May 2019
- Co-Author, "Avoiding Subcontractor Insurance Pitfalls," Risk Management Magazine, Risk and Insurance Management Society (RIMS), May 2019
- Co-Author, "Effective Risk Transfer: Indemnification and Insurance in Construction Contracts," ROBEX Magazine, Builders Exchange of Rochester, November 2018
- Co-Author, "Social Media: Liability and Coverage," PLRB/LIRB Annual Claims Conference, 2014
